Many families use credit cards as part of their everyday life. This shouldn’t surprise anyone, as managing your budget often requires using credit. As long as you’re paying the entire balance off by your due date, you’re essentially getting an interest-free loan. Best of all, if you have a rewards …
Credit Cards
Borrowell Review 2021 | Free Credit Score, Credit Report & Coaching
Introduction to Borrowell You may not have heard of Borrowell before, but I'd wager you've heard of Credit Scores. You might even know what your score is or at least have a rough idea. If you don't know, you're probably curious what your score is and what exactly the number means. I couldn't get …
My Credit Score Dropped!
Ahhh, that sinking feeling... Do you ever get a little hit of anxiety when a certain email pops up in your inbox? Well, a couple weeks after applying for a new credit card one of those just arrived in mine. The dreaded, "You have a new credit alert!" email flashed across my screen in a pop-up …
Will Having Too Many Credit Cards Hurt Your Credit Score?
Everything you read on the Internet is true, right? Well, I decided to try something out for myself. I wanted to see how my credit score would be affected by applying for multiple credit cards in a short period of time. So here is a little backstory to how I began this credit card points …
Why You Need to Get an Amex Platinum Card
Recently I reviewed the American Express Personal Platinum Card along with the most recent changes to the card features. Unfortunately Amex has clawed back the welcome bonus from 60,000 points to 25,000 points (although the minimum required spend has also been dropped by $3,000). Bonus points for …
American Express Personal Platinum Card Review
One of the better credit cards for self-defence just arrived at my door. The American Express Personal Platinum card made unmistakably of metal and your best choice to fend off an unexpected attacker. Kidding aside, I was pretty excited to review this card but put a halt to it after about a …
Putting a Hold on Earning Travel Rewards
Picture this. You have epic plans for an amazing around the world vacation, paid for using travel points you've been working diligently to collect for the last year. Researching the best cards and points programs to suit your needs, toiling over spreadsheets to plan out your spending, making sure …
Don’t let Credit Card Rewards and Points Programs Cost you Money!
I'm a big believer in getting all the mileage you can out of free points and programs offered by retailers and banks through credit card rewards and loyalty programs. At the same time, I think even the best savers sometimes need to take a step back and evaluate their purchasing habits as well as …